I’m so, so thankful I have health insurance. I received a statement in the mail from the University of Maryland Medical Center for the surgery to remove part of my large bowel last month.
Because I have health insurance, my out of pocket cost for the whole thing was zero.
I’m lucky to have health insurance. Actually, I’m lucky to be married to Sheri who works for a company that offers health insurance at a subsidized cost. One of the drawbacks of working in the gig economy is that I don’t have employer-subsidized health insurance. That’s because I’m my own employer. And yes, my boss is a real jerkface.
Not having health insurance is not an option
I’d like to think I wouldn’t put myself into a situation where I didn’t have health insurance. Without actually being in that situation, I can’t be 100 percent certain, but if Sheri didn’t have access to health insurance, I would get a job, any job that provided subsidized health insurance.
The topic of not having health insurance has come up recently in the online Magic: The Gathering community. Wedge, a popular YouTuber, does not have health insurance. He had a serious problem with his back and traveled against doctor’s orders to Grand Prix Las Vegas from upstate New York. The day after he arrived, he woke up not being able to move his legs.
He was taken to the hospital by ambulance and had surgery the following day. Being that he didn’t have health insurance, his sister started a GoFundMe campaign to raise money for his hospital bills. So far they’ve raised nearly $80,000.
Because of people who donated to the GoFundMe campaign, he was able to make a huge dent in his medical costs.
For everyone’s sake, I hope Wedge does whatever he needs to do to get health insurance. First, it’s the law. Secondly, I doubt people will donate to a GoFundMe campaign the next time he has something majorly wrong with his health. Then again, maybe they will. It’s really hard to say for certain. If there’s anything people online can be counted on to do, it’s doing the unexpected.
My wife is my hero
If I wasn’t on Sheri’s health insurance, if she didn’t work for a company that provided subsidized health insurance, I’d have to jettison my dream of driving strangers in my car and get a job doing something I hated even more than driving strangers in my car. I could still do e-commerce integration jobs on the side. I could also still sell WordPress plugins on my business website. The nice thing about that stream of revenue is it’s all automatic. I created the plugins a while back and people can buy them and then download them without any action taken by me. It’s all automatic. Someone bought one last night when I was sleeping.
Making money while you sleep is the real American dream.
I cannot wait for Thanksgiving this year
I’m looking forward to Thanksgiving this year. I have quite a lot to be thankful for. I’m thankful to be married to the greatest woman in the world. When I first experienced complications from what would be later diagnosed with Crohn’s disease, I’m thankful I was taken by ambulance to Meritus Medical Center where I received world-class care, especially from the nurses on staff. I’m also extremely thankful to have Dr. Tu Bui as my primary doctor. He not only provides excellent care when I see him for an office visit, he visited me in the hospital several times. In fact, he told me I had Crohn’s before any of the experts in gastroenterology made the diagnoses. He’s the best primary care doctor I’ve ever had. Finally, I’m extremely thankful I was able to have Dr. Andrea Bafford perform the surgery that saved my life.
I’m a lucky and thankful man.